Friday, April 4, 2014

March 2014 Results

March 2014 Results
Present Plan:
I will contribute $600 per mo. to the trading portfolio, aiming for returns of 10% YoY, with increasing dividend income. 
At present, my immediate plan is to get my model portfolio in place in the dividend growth part of the portfolio.  
I still need to trim Growth positions and add to Dividend Growth names, so I expect to make a few trades near term.
 
All dividends are currently being reinvested back into the companies paying the dividend. New cash will be used to add to positions or create new ones at $1k increments.
 
NOTE on VOD:   VOD purchased May 2012 at a cost of $2,194.  As of month end, my total position was worth $3,475 (VOD shs worth $1,693, VZ shs worth $1,047 and VOD paid $735 in dividends since purch).  This represents an increase of 36.9% or 19.5% annually since purchase.  
===========================================================
 
DIVIDEND and PERFORMANCE Highlights:
Portfolio was down (-3.31%) in March underperforming the S&P by (-4.00%) 
Total dividends for March are $198.60, up 21.1% YoY!  (excludes VOD special dividend)
Total dividends for 2014 are $958.20, up 127% YoY from last year (includes VOD spec. div)
Monthly Dividend Raises
None this month
YTD Dividend Raises - 
The dividend raises for 2014 so far are listed below…
MAT increase of 5.5% from 0.36/qtr to 0.38/qtr (January 31st)
OXY increase of 12.5% from 0.64/qtr to 0.72/qtr (February 13th)
XEL increase of 7.1% from 0.28/qtr to 0.30/qtr (Februrary 19th)
KO increase of 9.0% from 0.28/qtr to 0.305/qtr (February 20th)
WMT increase of 2.1% from 0.47/qtr to 0.48/qtr (February 20th) 
==============================================================
March 2014 DIVIDENDS RECEIVED: 
TAXABLE ACCOUNT: (Dividends Reinvested)
Vodafone (VOD) ….…  $422.71….. special dividend from VZW sale, not reinvested
Pfizer (PFE) ……....…  $29.89…....bot 0.932 shs
Southern Corp (SO).…  $21.12…..bot 0.498 shs
Mattel Inc (MAT) ....…  $40.68….. bot 1.080 shs
Chevron Corp (CVX).…  $31.18…..bot 0.270 shs
CSX Corp (CSX)  ….…  $22.70…..bot 0.779 shs
McDonalds (MCD) ..…  $31.03…..bot 0.318 shs
Qualcomm (QCOM).…  $12.37…..bot 0.158 shs
ROTH IRA: (Dividends Reinvested)
Realty Income (O) …...… $9.29…..bot 0.000 shs (brokerage does not reinvest divs below $10)
===========================================================
DIVIDEND PORTFOLIO HOLDINGS:
Symbol ….. Shares ... Mkt Value ... Total Divs… Gain/Loss 
AAPL ……. 5.498 .….. 2,951.16 ….  76.65 ……... 20.6%
T     ……..  89.26 .….. 3,130.38. ….  362.50 …….. 36.4%
CVX …….. 31.45 ..…. 3,739.60 ….  199.86 …….. 22.1%
CSX …….. 152.10 ....  4,406.36 ….  171.99 …….. 43.9%
DE   …….. 25.15 .….. 2,283.34 …..  12.75 ……..  10.6%
KMI   ……. 46.00 .….. 1,494.54 …..  0.00 ….…..   1.8%
KO   …….. 95.00 .….. 3,672.70 …..  0.00 ….…..   (-0.5%)
MAT …….. 108.14 …. 4,337.37 …..  498.36 …...   97.9%
MCD …….. 38.63 .….. 3,786.89 ….  489.49 ……. 76.0%
MFA …….. 143.93 ....  1,115.44 …. 293.12 ……   24.3%
OXY …….. 20.58  .….. 1,960.87 ….  51.77 ……... 14.4%
PFE …….. 115.89 .…. 3,722.45 …. 370.60 …….. 96.8%
PM   …….. 36.37 .….. 2,977.28 ….  197.32 …….. 14.9%
O   …..….. 51.00 .….. 2,083.86 …..  37.14 ……...  4.0%
QCOM…… 35.51 .….. 2,800.08 ….  36.94 ……..   29.6%
SO   …….. 42.12 .….. 1,850.53 …..  87.38 ……..   12.4%
VOD …….. 46.00 .….. 1,693.26 ….  735.16 ……..  4.1%
VZ ……..    22.00 .….. 1,046.54 …..   0.00 ……..   (-1.1%)
WMT …….. 47.27 .….. 3,612.54 ….  256.40 …….. 59.7%
XEL ……..   64.00 .….. 1,943.04 …..  17.92   …….. 9.8%
 ---------------------------------------------------------------------------------------
Dividend Account Value …………....... $54,608.23
GROWTH HOLDINGS:
Symbol ...... Shares …... Mkt Value ….. Gain/Loss 
AAPL  …..…  15.00  …...  8,051.10..…  32.5%
ATRS …..…  5000.00  .... 17,500.00  … (-1.1%)
AMRN …..…  300.00  .....  543.00  ….  (-74.1%)
PSTI  …..…   800.00  ….. 1,480.00  .....  18.0%
SCRC  ....…  8000.00  ….. 920.00 …...  (-15.6%)
 ---------------------------------------------------------------------------------------
Growth Account Value ………………... $28,494.10
 ---------------------------------------------------------------------------------------
CASH ….………………………….….… $3,274.61
 ---------------------------------------------------------------------------------------
Trading and IRA Account Value ...... $86,376.94
=======================================================
401K Plan - my firm, at its discretion, may match dollar for dollar up to 4% of my salary
Actual Allocations
Target Retirement 27%
Fixed Income 0%
US Equity 52% 
International Equity 21% (incl. 8% global REITs)
---------------------------------------------------------------------------------
401K Account Value …...................... $96,835.97 
O/S 401K Loan balance………………. (-$34,812.40)
-------------------------------------------------------------------------------
Total Portfolio Value ………........ $183,212.91 
=========================================================
SOLD POSITIONS - REALIZED GAINS/LOSSES (starting Jan 2014):
Total Cash Gains for 2013 …………….... $5,048.39 
DIVIDEND GROWTH
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
MFA ……...  2/6/14 ….. (-108.00)..….. (-6.8%) …. Reduce mREIT wgt, adding to O for min div. reinvest.
GROWTH and SPECULATIVE
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
None to date
------------------------------------------------------------------------------
Total Cash Gains ... $(-108.00)

Tuesday, March 4, 2014

February 2014 Results

February 2014 Results
Present Plan:
I will contribute $600 per mo. to the trading portfolio, aiming for returns of 10% YoY, with increasing dividend income. 
At present, my immediate plan is to get my model portfolio in place in the dividend growth part of the portfolio.  
I still need to trim Growth positions and add to Dividend Growth names, so I expect to make a few trades near term.
 
All dividends are currently being reinvested back into the companies paying the dividend. New cash will be used to add to positions or create new ones at $1k increments.
 
In February I borrowed $35k against my 401k to pay for renovations to our house.  Prior to February, the house was rented for 4 years and was in shoddy condition when we moved back in.  To be comfortable with the arrangement and our baby girl due in April, my wife required kitchen, bathroom and other minor upgrades.  I intend to repay the loan as soon as possible.
===========================================================
 
DIVIDEND and PERFORMANCE Highlights:
Portfolio was down (-0.49%) in February, underperforming the S&P by (-4.80%) 
Total dividends for February are $174.11, up 19.6% YoY!
Total dividends for 2014 are $337.23, up 30.1% YoY from last year.
Monthly Dividend Raises
OXY increase of 12.5% this month from 0.64/qtr to 0.72/qtr
XEL increase of 7.1% this month from 0.28/qtr to 0.30/qtr
KO increase of 9.0% this month from 0.28/qtr to 0.305/qtr
WMT increase of 2.1% this month from 0.47/qtr to 0.48/qtr
YTD Dividend Raises - 
The dividend raises for 2014 so far are listed below…
MAT increase of 5.5% from 0.36/qtr to 0.38/qtr (January 31st)
OXY increase of 12.5% from 0.64/qtr to 0.72/qtr (February 13th)
XEL increase of 7.1% from 0.28/qtr to 0.30/qtr (Februrary 19th)
KO increase of 9.0% from 0.28/qtr to 0.305/qtr (February 20th)
WMT increase of 2.1% from 0.47/qtr to 0.48/qtr (February 20th) 
==============================================================
FEBRUARY 2014 DIVIDENDS RECEIVED: 
TAXABLE ACCOUNT: (Dividends Reinvested)
Deere (DE) …….…  $12.75…..bot 0.147 shs
AT&T (T) ……....…  $40.50…..bot 1.222 shs
Vodafone (VOD).…  $49.40…..bot 1.384 shs
Apple (AAPL)….…  $62.17…..bot 0.116 shs
ROTH IRA: (Dividends Reinvested)
Realty Income (O) …...… $9.29…..bot 0.000 shs (brokerage does not reinvest divs below $10)
===========================================================
DIVIDEND PORTFOLIO HOLDINGS:
Symbol ….. Shares ... Mkt Value ... Total Divs… Gain/Loss 
AAPL ……. 5.498 .….. 2,893.27 ….  76.65 ……... 18.3%
T     ……..  89.26 .….. 2,850.10. ….  362.50 …….. 25.4%
CVX …….. 31.18 ..…. 3,595.87 ….  168.68 …….. 17.9%
CSX …….. 151.32 .... 4,193.13 ….  149.29 …….. 37.5%
DE   …….. 25.15 .….. 2,160.88 …..  12.75 ……..  4.7%
KMI   ……. 46.00 .….. 1,465.10 …..  0.00 ….…..   0.9%
KO   …….. 95.00 .….. 3,629.00 …..  0.00 ….…..   (-3.0%)
MAT …….. 107.06 …. 3,994.30 …..  457.68 …...   76.6%
MCD …….. 38.31 .….. 3,645.39 ….  458.46 ……. 71.1%
MFA …….. 143.93 ....  1,131.28 …. 293.12 ……   25.7%
OXY …….. 20.578 .…..1,986.19 ….  51.77 ……... 15.8%
PFE …….. 114.96 .…. 3,691.37 …. 340.71 …….. 96.7%
PM   …….. 36.37 .….. 2,942.37 ….  197.32 …….. 13.7%
O   …..….. 51.00 .….. 2,265.42 …..  27.85 ……...  12.4%
QCOM…… 35.35 .….. 2,661.43 ….  24.56 ……..   23.4%
SO   …….. 40.62 .….. 1,762.48 …..  66.26 ……..   7.4%
VOD …….. 46.00 .….. 1,912.22 ….  312.45 …….. (-4.2%)
VZ ……..    22.00 .….. 1,046.76 …..   0.00 ……..   2.9%
WMT …….. 47.27 .….. 3,530.77 ….  256.40 …….. 55.9%
XEL ……..   64.00 .….. 1,938.56 …..  17.92   …….. 9.6%
 ---------------------------------------------------------------------------------------
Dividend Account Value …………....... $53,295.89
GROWTH HOLDINGS:
Symbol ...... Shares …... Mkt Value ….. Gain/Loss 
AAPL  …..…  15.00  …...  7,893.60..…  30.0%
ATRS …..…  5000.00  .... 22,250.00  … 25.8%
AMRN …..…  300.00  .....  522.00  ….  (-75.1%)
PSTI  …..…   800.00  ….. 1,644.00  .....  31.1%
SCRC  ....…  5000.00  ….. 575.00 …...  (-27.2%)
 ---------------------------------------------------------------------------------------
Growth Account Value ………………... $32,884.60
 ---------------------------------------------------------------------------------------
CASH ….………………………….….… $2,552.61
 ---------------------------------------------------------------------------------------
Trading and IRA Account Value ...... $88,733.10
=======================================================
401K Plan - my firm, at its discretion, may match dollar for dollar up to 4% of my salary
Actual Allocations
Target Retirement 27%
Fixed Income 0%
US Equity 53% 
International Equity 21% (incl. 8% global REITs)
---------------------------------------------------------------------------------
401K Account Value …...................... $97,745.99 
O/S 401K Loan balance………………. (-$35,075.00)
-------------------------------------------------------------------------------
Total Portfolio Value ………........ $186,479.09 
=========================================================
SOLD POSITIONS - REALIZED GAINS/LOSSES (starting Jan 2014):
Total Cash Gains for 2013 …………….... $5,048.39 
DIVIDEND GROWTH
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
MFA ……...  2/6/14 ….. (-108.00)..….. (-6.8%) …. Reduce mREIT wgt, adding to O for min div. reinvest.
GROWTH and SPECULATIVE
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
None to date
------------------------------------------------------------------------------
Total Cash Gains ... $(-108.00)

Tuesday, February 4, 2014

January 2014 Results

January 2014 Results
Present Plan:
I will contribute $600 per mo. to the trading portfolio, aiming for returns of 10% YoY, with increasing dividend income. 
At present, my immediate plan is to get my model portfolio in place in the dividend growth part of the portfolio.  
I still need to trim Growth positions and add to Dividend Growth names, so I expect to make a few trades near term.
 
All dividends are currently being reinvested back into the companies paying the dividend. New cash will be used to add to positions or create new ones at $1k increments.
 
===========================================================
 
DIVIDEND and PERFORMANCE Highlights:
Portfolio was down (-1.88%) in January, outperforming the S&P by 1.68% 
Total dividends for January are $163.12, up 43.5% YoY!
Total dividends for 2014 are $163.12, up 43.5% YoY from last year.
Monthly Dividend Raises
None this month
YTD Dividend Raises - 
The dividend raise for 2014 so far are listed below…
None to date
==============================================================
JANUARY 2014 DIVIDENDS RECEIVED: 
TAXABLE ACCOUNT: (Dividends Reinvested)
Walmart (WMT) …….…  $22.08…..bot 0.281 shs
Philip Morris (PM) ….…  $33.80…..bot 0.408 shs
Occidental (OXY) …..…  $13.08…..bot 0.142 shs
Xcel Energy (XEL) ….…  $17.92…..bot 0.000 shs (brokerage hasn't setup div reinvestment yet)
ROTH IRA: (Dividends Reinvested)
Realty Income (O) …...… $9.29…..bot 0.000 shs (brokerage does not reinvest divs below $10)
MFA Financial (MFA) ..… $66.95....bot 9.165 shs (brokerage does not reinvest divs below $10)
===========================================================
DIVIDEND PORTFOLIO HOLDINGS:
Symbol ….. Shares ... Mkt Value ... Total Divs… Gain/Loss 
AAPL ……. 5.382 .….. 2,694.23 ….  60.23 ……... 12.5%
T     ……..  88.04 .….. 2,933.45 ….  322.10 …….. 29.1%
CVX …….. 31.18 ..…. 3,480.51 ….  168.68 …….. 14.2%
CSX …….. 151.32 .... 4,072.07 ….  149.29 …….. 33.7%
DE   …….. 25.00 .….. 2,149.00 …..  0.00 ……..    4.2%
KO   …….. 95.00 .….. 3,592.90 …..  0.00 ….…..   (-3.4%)
MAT …….. 107.06 …. 4,051.03 …..  457.68 …...   87.7%
MCD …….. 38.31 .….. 3,607.84 ….  458.46 ……. 69.5%
MFA …….. 343.93 ....  2,507.24 …. 293.12 ……   2.5%
OXY …….. 20.578 .…..1,802.01 ….  51.77 ……...  5.3%
PFE …….. 114.96 .…. 3,494.78 …. 340.71 …….. 87.1%
PM   …….. 36.37 .….. 2,841.63 ….  197.32 …….. 10.0%
O   …..….. 51.00 .….. 2,079.78 …..   18.56 ……...  2.9%
QCOM…… 35.35 .….. 2,623.60 ….  24.56 ……..   21.6%
SO   …….. 40.62 .….. 1,716.28 …..  66.26 ……..   4.7%
VOD …….. 84.39 .….. 3,127.60 ….  204.95 …….. 44.1%
WMT …….. 47.27 .….. 3,529.82 ….  256.40 …….. 55.9%
XEL ……..   64.00 .….. 1,850.24 …..  0.00   …….. 4.6%
 ---------------------------------------------------------------------------------------
Dividend Account Value …………....... $52,154.01
GROWTH HOLDINGS:
Symbol ...... Shares …... Mkt Value ….. Gain/Loss 
AAPL  …..…  15.00  …...  7,508.99..…  23.2%
ATRS …..…  5000.00  .... 23,900.00  … 35.1%
AMRN …..…  300.00  .....  549.00  ….  (-73.9%)
PSTI  …..…   800.00  ….. 1,576.00  .....  25.7%
SCRC  ....…  5000.00  ….. 1,000.00 ….. 26.6%
 ---------------------------------------------------------------------------------------
Growth Account Value ………………... $34,533.99
 ---------------------------------------------------------------------------------------
CASH ….………………………….….… $1,581.56
 ---------------------------------------------------------------------------------------
Trading and IRA Account Value ...... $88,269.56
=======================================================
401K Plan - my firm, at its discretion, may match dollar for dollar up to 4% of my salary
Actual Allocations
Target Retirement 27%
Fixed Income 0%
US Equity 53% 
International Equity 21% (incl. 8% global REITs)
---------------------------------------------------------------------------------
401K Account Value …...................... $126,570.96
-------------------------------------------------------------------------------
Total Portfolio Value ………........ $214,840.52 (includes company match 2013)
=========================================================
SOLD POSITIONS - REALIZED GAINS/LOSSES (starting Jan 2014):
Total Cash Gains for 2013 …………….... $5,048.39 
DIVIDEND GROWTH
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
None to date
GROWTH and SPECULATIVE
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
None to date
------------------------------------------------------------------------------
Total Cash Gains ... $0.00