Tuesday, September 3, 2013

August 2013 Results

August 2013 Results
Present Plan:
I will contribute $400 per month to the portfolio, aiming for returns of 10% year after year, with increasing dividend income.  I am allowed 30% in growth and speculative stocks at this point in my life.
At present, my immediate plan is to get my model portfolio in place in the dividend growth part of the portfolio.  I still need to trim to positions and add to others, so I expect to make a few trades near term.
 
All dividends are currently being reinvested back into the companies paying the dividend (TGH does not have a reinvestment plan). New cash will be used to add to positions or create new ones at $1k increments.
 
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DIVIDEND and PERFORMANCE Highlights:
Portfolio was up 0.43% in August, outperforming the S&P by 3.58% 
Total dividends for Aug are $314.39, up 44.4% YoY 
Total dividends for 2013 are $1,530.16. ... up 27.6% YoY through August.
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AUGUST 2013 DIVIDENDS RECEIVED:
TAXABLE ACCOUNT: (Dividends Reinvested)
AT&T (T) ……………..… $38.64…..bot 1.088 shs
Vodafone (VOD) ………  $85.02…..bot 2.855 shs
Apple (AAPL) ……………$61.43…..bot 0.123 shs
Textainer (TGH) …………$39.95…..div went to cash
ROTH IRA: (Dividends Reinvested)
MFA Financial (MFA) ..… $87.72…..bot 11.956 shs (special dividend)
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DIVIDEND PORTFOLIO HOLDINGS:
Symbol ….. Shares ... Mkt Value ... Total Divs… Gain/Loss 
AAPL ……. 5.264 .….. 2,564.71 ….  44.61 ……... 9.3%
T     ……..  86.96 .….. 2.941.82 ….  282.97 …….. 29.9%
BUD …….. 25.00 .….. 2,333.75 ….  69.37 ……... 94.2%
CVX …….. 20.84 ..…. 2,509.52 ….  126.00 …….. 34.9%
CSX …….. 149.63 .... 3,682.27 ….  104.28 …….. 21.6%
MAT …….. 105.33 …. 4,265.99 ….  381.52 …...   99.8%
MCD …….. 37.69 .….. 3,555.66 ….  398.67 ……. 69.1%
MFA …….. 325.22 ....  2,341.61 ….  154.62 ……  (-3.8%)
OXY …….. 20.30 .….. 1,790.57 ….  25.70 ……...  4.8%
PFE …….. 113.14 .…. 3,191.37 …. 286.18 …….. 74.3%
PM   …….. 35.57 .….. 2,967.71 ….  130.09 …….. 14.9%
QCOM…… 35.00 .….. 2,319.80 ….  0.00 ……..    7.8%
SO   …….. 45.00 .….. 1,872.90 ….  0.00 ……..    (-7.3%)
TGH  …….. 85.00 .….. 2,963.10 …. 147.45 …….. 0.0%
VOD …….. 84.39 .….. 2,731.08 ….  204.95 …….. 26.9%
WMT …….. 46.68 .….. 3,406.71 ….  212.38 …….. 51.8%
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Dividend Account Value …………....... $43,565.43
GROWTH HOLDINGS:
Symbol ...... Shares …... Mkt Value ….. Gain/Loss 
AAPL  …..…  15.00  …...  7,308.24  ..… 19.3%
ATRS …..…  4000.00  .... 17,600.00  … 28.3%
AMRN …..…  600.00  ..... 3,780.00  …. (-34.2%)
PSTI  …..…   800.00  ….. 2,392.00  ..... (-6.6%)
ACTC  ....…  8500.00  ….. 501.50  …… (-43.3%)
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Growth Account Value ………………... $31,581.74
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CASH ….………………………….….… $4,124.95
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Trading and IRA Account Value ...... $81,141.61
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401K Plan - my firm, at its discretion, may match dollar for dollar up to 4% of my salary
Notes for August: in the beginning of the month I reallocated my balances and future contributions.  Target retirement exposure was increased 5% to 30%.  Fixed income was reduced from 10% to 0%.
US Equity was increased to 60% (increase in large and small cap, but reduction in REIT exposure).  Lastly, International equity is at 10%
Given the interest rate environment and recent equity market performance, I wanted to stick with equities until we see changes at the Fed and in emerging markets.
Allocations
Target Retirement 30%
Fixed Income 0%
US Equity 60% (5% REITs)
International Equity 10%
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401K Account Value …...................... $108,048.13
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Total Portfolio Value ………........ $189,189.74
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SOLD POSITIONS - REALIZED GAINS/LOSSES (starting Jan 2013):
DIVIDEND GROWTH
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
BUD …….. 7/31/13 ….. 1,370.78. …… 91.9% …. Reducing to 3% wgt, raised cash for SO purch
MFA …….. 6/24/13 …. 1,004.50 ……. 44.7% …. Swapping MFA into Roth IRA account
BUD…….. 6/17/13 …. 1,144.36 ……. 88.0% …. Reducing overweight, buy QCOM for tech exposure
PFE……... 4/2/13 ……. 566.61 …….  83.8% …. Reducing overweight, no trade identified
T   …….... 2/19/13 …... 502.55 ……. 44.7% …. Reducing overweight, buy OXY for energey exposure
NLY …….  2/12/13 …… 73.88 ……… 5.9 % …. Reducing mREIT exposure, adding to ATRS position
GROWTH and SPECULATIVE
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
ATRS call ……. 8/19/13 …. 781.98 ….. n/a …. Covered call, expired worthless (yield 4.9% at purch)
ATRS call ……. 6/22/13 …. 381.99 ….. n/a …. Covered call, expired worthless (yield 2.5% at purch)
PSTI call …….. 3/16/13 ….. 76.39 ……. n/a …. Covered call, expired worthless (yield 3.0% at purch)
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Total Cash Gains ... $5,903.04