Thursday, December 3, 2015

November 2015 Results

November 2015 Results
Present Plan:
Typically, contribute $280 every 2 weeks to the portfolio, aiming for total returns of 10% YoY, with increasing dividend income. 
At present, my model portfolio in pretty much in place and the only remaining positions I wish to eliminate are ATRS and AMRN.  
Note: 401k loan initiated to purchase/renovate a new home for our growing family (soon to be 4 of us) - contributions on hold
 
All dividends are currently being reinvested back into the companies paying the dividend. New cash will be used to add to positions or create new ones at $1k increments.
 
===========================================================
Current Month-end Watchlist:
Based on a Pension lumpsum, I will be considering the following purchases in December 2015…
Div Growth: moving D, SO, OHI to IRA - considering MMP, PG, PM, GIS, WMT
Growth:  none at this time
IRAs: D, SO, OHI, VZ and VTR in traditional IRA
 
===========================================================
DIVIDEND and PERFORMANCE Highlights:
Portfolio was down (-0.9%) in November underperforming the S&P by (-0.9%) 
Total dividends for November are $283.34, up 66.3% YoY.  
Total dividends for 2015 are $2,770.04, up 19.1% YoY from last year 
Monthly Dividend Raises
EMR increase of 1.1% from 0.47/qtr to 0.475/qtr (Nov 3rd)
YTD Dividend Raises - 
The dividend raises for 2015 to date are listed below.  The average is 8.3%.
O increase of 3.0% from 0.18342/mo to 0.189/mo (January 20th)
KMI increase of 2.3% from 0.44/qtr to 0.45/qtr (January 21st)
XEL increase of 6.7% from 0.30/qtr to 0.32/qtr (February 18th)
KO increase of 8.2% from 0.305/qtr to 0.33/qtr (February 19th)
SCG increase of 3.8% from 0.525/qtr to 0.545/qtr (February 19th)
WMT increase of 2.1% from 0.48/qtr to 0.49/qtr (February 19th)
QCOM increase of 14.3% from 0.42/qtr to 0.48/qtr (March 9th)
O increase of 0.3% from 0.189/mo to 0.1895/mo, total 3.3% YTD (March 11th)
CSX increase of 12.5% from 0.16/qtr to 0.18/qtr (April 14th)
KMI increase of 6.7% from 0.45/qtr to 0.48/qtr, total 9.1% YTD (April 15th)
PG increase of 3.0% from 0.6436/qtr to 0.6629/qtr (April 16th)
SO increase of 3.3% from 0.525/qtr to 0.5425/qtr (April 20th)
JNJ increase of 7.1% from 0.70/qtr to 0.75/qtr (April 23rd)
AAPL increase of 10.6% from 0.47/qtr to 0.52/qtr (April 27th)
IBM increase of 18.2% from 1.10/qtr to 1.30/qtr (April 28th)
O increase of 0.3% from 0.189/mo to 0.190/mo, total 3.8% YTD (June 17th)
OHI increase of 0.3% from 0.54/qtr to 0.55/qtr, total 7.4% YTD (July 15th)
KMI increase of 2.1% from 0.48/qtr to 0.49/qtr, total 12.4% YTD (July 15th)
SXL increase of 4.5% from 0.419/qtr to 0.438/qtr, total 18.5% YTD (July 23rd)
MMP increase of 3.0% from 0.7175/qtr to 0.74/qtr, total 15.7% YTD (July 23rd)
VZ increase of 2.7% from 0.55/qtr to 0.565/qtr (Sept 3rd)
O increase of 0.3% from 0.1900/mo to 0.1905/mo, total 4.0% YTD (Sept 10th)
PM increase of 2.0% from 1.00/qtr to 1.02/qtr (Sept 15th)
OHI increase of 1.8% from 0.55/qtr to 0.56/qtr, total 7.9% YTD (Oct 14th)
SXL increase of 4.6% from 0.438/qtr to 0.458/qtr, total 19.9% YTD (Oct 20th)
KMI increase of 4.1% from 0.49/qtr to 0.51/qtr, total 13.5% YTD (Oct 21st)
MMP increase of 3.0% from 0.74/qtr to 0.7625/qtr, total 16.6% YTD (Oct 22nd)
EMR increase of 1.1% from 0.47/qtr to 0.475/qtr (Nov 3rd)
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NOVEMBER 2015 DIVIDENDS RECEIVED: 
TAXABLE ACCOUNT:          (Amount)     (Dividends Reinvested)
AT&T (T) ………..…………   $52.63…… bot 1.571 shs 
Verizon Corp (VZ) ……….    $43.34…… bot 0.930 shs 
Mastercard (MA) ………..     $3.69……   bot 0.037 shs 
Apple Inc (AAPL) ………..    $21.03…… bot 0.180 shs 
Sunoco Logistics (SXL) ……$24.58…… bot 0.839 shs 
Magellan Midstream (MMP).. $21.58…… bot 0.325 shs 
Alliant Energy (LNT) ...……  $37.18…… bot 0.645 shs 
Proctor & Gamble (PG) ..…  $33.04…… bot 0.434 shs 
Omega Healthcare (OHI) …. $31.59…… bot 0.972 shs 
ROTH IRA:                         (Amount)    (Dividends Reinvested)
Realty Income (O)  ...……      $14.68…… bot 0.311 shs
Kinder Morgan Inc (KMI) …. $49.65…… bot 1.948 shs
===========================================================
DIVIDEND PORTFOLIO HOLDINGS:
Symbol ….. Shares ... Mkt Value ... Total Divs… Gain/Loss 
AAPL ……. 40.63 .…  4,806.07 ….  213.38 ……   84.1%
T     ……..  113.54 …. 3,822.99 .….  693.81 ……. 34.2%
LNT ……..  68.25 ..…. 4,107.97 …..  74.03   ……. 3.5%
CVX …….. 42.01 ..…. 3,835.90 ….. 434.08 …….. (-1.6%)
CSX ……..155.81 ....  4,429.79 ….   325.62 …….. 44.3%
D  ...…….  45.42 .….. 3,060.21 …... 29.14  ……… (-1.4%)
EMR ……. 35.64 .….. 1,781.95 …..  33.03  …….. (-8.9%)
IBM   ……. 13.22 .….. 1,842.99 …..  69.13 ….…. (-18.5%)
JNJ   ……  35.55 .…...3,598.88 …..  52.70 ….….   3.4%
KMI (IRA)..184.30 .…..4,343.83 ….. 258.09 ….…. (-16.6%)
KO   …….. 99.42 .….. 4,237.41 …..  213.99 …...   14.1%
MMP ……..28.63 ….   1,790.23 …..   42.30 ……...(-11.4%)
MAT …….. 74.26 ….   1,845.98 …..  464.46 …...   30.9%
MCD …….. 39.69 .….. 4,531.47 ….  685.72 ……. 105.9%
PFE …….. 119.97 .…. 3,931.45 ….  561.20 ……. 103.4%
PM   …….. 39.43 .….. 3,445.70 ….  457.08 …….. 29.4%
PG   …….. 50.27 .…..  3,762.43 ….. 98.27 ……...(-7.6%)
O (IRA) .... 104.37 .…. 5,179.04 ….. 251.26 …….. 18.1%
OHI…..…..  56.81 .….. 1,956.36 ….. 61.84  ……..(-1.3%)
SO   …….. 90.25 .…..  4,019.82 ….. 273.70 …….. 11.8%
SXL   ……. 54.50 .….. 1,518.89 …..  47.79  ……..(-24.0%)
WMT ……. 48.97 .….. 2,881.28 ….  418.93 …….. 29.1%
XEL …….. 120.26 .…  4,288.29 ….. 254.06  …….. 27.6%
 ---------------------------------------------------------------------------------------
Dividend Account Value …………....... $79,018.94
GROWTH HOLDINGS:
Symbol ...... Shares …... Mkt Value ….. Divs….      Gain/Loss 
ATRS …..…  2500.00  ..... 3,275.00 .…     0   ……. (-66.2%)
AMRN …..…  100.00  .....   208.00   …..    0   ...…. (-67.8%)
PSTI  …..…   400.00  …..  556.00  .....      0     .…. (-55.7%)
MA    ……..    23.07 .…..  2,259.41 …...   7.37…….  10.5%
LXP   ……..   208.47 .….. 1,790.72 …...  72.30 …….(-1.4%)
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Growth Account Value ………………... $8,089.13
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CASH ….………………………….….… $2,220.66
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Trading and IRA Account Value ...... $89,328.73
=======================================================
401K Plan - I have stopped contributions as my new firm doesn't match my 401k until I have been with them for a full year.  I will resume contributions in mid-February 2016
Actual Allocations
Target Retirement 20%
Fixed Income 0%
US Equity 50% 
International Equity 30% (incl. 10% global REITs)
---------------------------------------------------------------------------------
401K Account Value …......................  $92,866.33
               [O/S 401K Loan balance………………. (-$49,322.61)]
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Total Portfolio Value ………........ $182,195.06
=========================================================
SOLD POSITIONS - REALIZED GAINS/LOSSES (starting Jan 2015):
DIVIDEND GROWTH
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
VZ   ……..   11/10/15 ….   3.28  ..…..    0.1%….  Moving VZ to Trad IRA, added to O and KMI
QCOM……..11/17/15 ….(-186.95) ……(-8.2%)….Sold due to underperformance, realloacting cash
DE   ……..    9/8/15 ….    34.46   ..…… 1.6%….  Sold to w/d cash for home renovations
SCG ……..   7/15/15 ….  297.78   ..……8.5%….  Buying D higher div grwth, regional diversification
BAX ……..   6/22/15 ….   27.69   ..…... 1.4%….   Unhappy with post-spinoff co.'s dividend amts
MAT ……..   4/24/15 ….   602.48  ..….. 70.1%….  Will reallocate to another core position
HCP ……..   3/30/15 ….   114.08  ..…..  8.5%….    Will reallocate to O and KMI for full positions
OXY  ……..  2/18/15 ….   36.24  ..…..   2.0%….    Eliminating non-major oil names
CRC   …….. 2/18/15 ….    5.28  ..…..  (-8.8%)….  Eliminating sub-$100 position, OXY spinoff
VZ   ……..    1/13/15 ….   41.63  ..…..   1.3%….    Moved VZ into Roth IRA
GROWTH and SPECULATIVE
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
GILD ...…… 9/16/15  ….  218.20 ..….  10.6% ….  Sold to w/d cash for home renovations
HTZ call…… 9/15/15  …. (-69.00) ..….(-6.5%) ….  Sold to w/d cash for home renovations
AAPL  ……  6/24/15  …. 1,356.18..….. 74.3% ….  Eliminating AAPL growth position, buying MLP
ATRS  ……  2/20/15 ….(-962.65) .…. (-12.0%)….  Covered call assigned @ 2.50, .40c premium
AAPL  ……  2/13/15  …. 1,320.41..….. 101.2%….  Reducing name which is over 10% of portfolio
SCRC ……  3/26/15  ….  122.00  ..…..  26.7%….   Sold balance of spec position to 0
SCRC ……  1/12/15  ….  168.40  ..…..  26.6%….   Taking gains on half of spec position
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Total Cash Gains 2015 YTD…………… $3,129.51
Total Cash Gains for 2014 ……………… $2,156.38
Total Cash Gains for 2013 …………….... $3,064.31  (restated: previously all gains prior to 12/31/13)
Total Cash Gains for 2012 ……………....   $269.67 

Monday, November 2, 2015

October 2015 Results

October 2015 Results
Present Plan:
I will contribute $280 every 2 weeks to the portfolio, aiming for total returns of 10% YoY, with increasing dividend income. 
At present, my model portfolio in pretty much in place and the only remaining positions I wish to eliminate are ATRS and AMRN.  
Note: 401k loan initiated to purchase/renovate a new home for our growing family (soon to be 4 of us)
 
All dividends are currently being reinvested back into the companies paying the dividend. New cash will be used to add to positions or create new ones at $1k increments.
 
===========================================================
Current Month-end Watchlist:
I will not be making purchases in November 2015…
Div Growth: none at this time
Growth:  none at this time
Roth IRA: account fully invested
 
===========================================================
DIVIDEND and PERFORMANCE Highlights:
Portfolio was up 3.9% in October underperforming the S&P by (-4.4%) 
Total dividends for October are $161.59, up 0.2% YoY.  
Total dividends for 2015 are $2,486.70, up 12.2% YoY from last year 
Monthly Dividend Raises
OHI increase of 1.8% from 0.55/qtr to 0.56/qtr (Oct 14th)
SXL increase of 4.6% from 0.438/qtr to 0.458/qtr, total 19.9% YTD (Oct 20th)
KMI increase of 4.1% from 0.49/qtr to 0.51/qtr, total 13.5% YTD (Oct 21st)
MMP increase of 3.0% from 0.74/qtr to 0.7625/qtr, total 16.6% YTD (Oct 22nd)
YTD Dividend Raises - 
The dividend raises for 2015 to date are listed below.  The average is 8.5%.
O increase of 3.0% from 0.18342/mo to 0.189/mo (January 20th)
KMI increase of 2.3% from 0.44/qtr to 0.45/qtr (January 21st)
XEL increase of 6.7% from 0.30/qtr to 0.32/qtr (February 18th)
KO increase of 8.2% from 0.305/qtr to 0.33/qtr (February 19th)
SCG increase of 3.8% from 0.525/qtr to 0.545/qtr (February 19th)
WMT increase of 2.1% from 0.48/qtr to 0.49/qtr (February 19th)
QCOM increase of 14.3% from 0.42/qtr to 0.48/qtr (March 9th)
O increase of 0.3% from 0.189/mo to 0.1895/mo, total 3.3% YTD (March 11th)
CSX increase of 12.5% from 0.16/qtr to 0.18/qtr (April 14th)
KMI increase of 6.7% from 0.45/qtr to 0.48/qtr, total 9.1% YTD (April 15th)
PG increase of 3.0% from 0.6436/qtr to 0.6629/qtr (April 16th)
SO increase of 3.3% from 0.525/qtr to 0.5425/qtr (April 20th)
JNJ increase of 7.1% from 0.70/qtr to 0.75/qtr (April 23rd)
AAPL increase of 10.6% from 0.47/qtr to 0.52/qtr (April 27th)
IBM increase of 18.2% from 1.10/qtr to 1.30/qtr (April 28th)
O increase of 0.3% from 0.189/mo to 0.190/mo, total 3.8% YTD (June 17th)
OHI increase of 0.3% from 0.54/qtr to 0.55/qtr, total 7.4% YTD (July 15th)
KMI increase of 2.1% from 0.48/qtr to 0.49/qtr, total 12.4% YTD (July 15th)
SXL increase of 4.5% from 0.419/qtr to 0.438/qtr, total 18.5% YTD (July 23rd)
MMP increase of 3.0% from 0.7175/qtr to 0.74/qtr, total 15.7% YTD (July 23rd)
VZ increase of 2.7% from 0.55/qtr to 0.565/qtr (Sept 3rd)
O increase of 0.3% from 0.1900/mo to 0.1905/mo, total 4.0% YTD (Sept 10th)
PM increase of 2.0% from 1.00/qtr to 1.02/qtr (Sept 15th)
OHI increase of 1.8% from 0.55/qtr to 0.56/qtr, total 7.9% YTD (Oct 14th)
SXL increase of 4.6% from 0.438/qtr to 0.458/qtr, total 19.9% YTD (Oct 20th)
KMI increase of 4.1% from 0.49/qtr to 0.51/qtr, total 13.5% YTD (Oct 21st)
MMP increase of 3.0% from 0.74/qtr to 0.7625/qtr, total 16.6% YTD (Oct 22nd)
==============================================================
OCTOBER 2015 DIVIDENDS RECEIVED: 
TAXABLE ACCOUNT:          (Amount)     (Dividends Reinvested)
Coca Cola (KO) ………..…  $32.54…… bot 0.823 shs 
Philip Morris (PM) ……….    $39.74…… bot 0.471 shs 
Lexington Realty (LXP) ……  $36.54…… bot 4.316 shs 
Xcel Energy (XEL) ……….   $38.15…… bot 1.051 shs 
ROTH IRA:                         (Amount)    (Dividends Reinvested)
Realty Income (O)  ...……    $14.62…… bot 0.303 shs
===========================================================
DIVIDEND PORTFOLIO HOLDINGS:
Symbol ….. Shares ... Mkt Value ... Total Divs… Gain/Loss 
AAPL ……. 40.45 .…  4,833.31 ….  192.81 ……   85.8%
T     ……..  111.97 …. 3,752.18 .….  628.49 ……. 32.2%
LNT ……..  67.61 ..…. 3,990.05 …..  36.85   ……. 0.6%
CVX …….. 42.01 ..…. 3,817.41 ….. 434.08 …….. (-2.1%)
CSX ……..155.81 ....  4,205.42 ….   325.62 …….. 37.5%
D  ...…….  45.42 .….. 3,244.64 …... 29.14  ……… 4.5%
EMR ……. 35.64 .….. 1,683.23 …..  33.03  …….. (-13.9%)
IBM   ……. 13.22 .….. 1,851.72 …..  69.13 ….…. (-18.1%)
JNJ   ……  35.55 .…...3,591.41 …..  52.70 ….….   3.1%
KMI (IRA)...97.35 .….. 2,662.44 ….. 208.44 ….…. (-13.1%)
KO   …….. 99.42 .….. 4,210.56 …..  213.99 …...    13.5%
MMP ……..28.31 ….   1,806.14 …..   20.72 ……...(-10.7%)
MAT …….. 74.26 ….   1,825.19 …..  464.46 …...   29.7%
MCD …….. 39.69 .….. 4,455.65 ….  685.72 ……. 102.9%
PFE …….. 119.97 .…. 4,057.42 ….  561.20 ……. 109.1%
PM   …….. 39.43 .….. 3,485.52 ….  457.08 …….. 30.7%
PG   …….. 49.84 .…..  3,806.70 ….. 65.23 ……...(-6.6%)
O (IRA) ....  77.06 .….. 3,811.54 ….. 236.58 …….. 21.4%
OHI…..…..  55.83 .….. 1,927.36 ….. 30.25  ……..(-2.8%)
QCOM…… 36.80 .….. 2,186.36 ….  131.92. …….. 1.8%
SO   …….. 90.25 .…..  4,070.37 ….. 273.70 …….. 13.1%
SXL   ……. 53.66 .….. 1,558.29 …..  23.21  ……..(-22.4%)
VZ (IRA) … 76.71 .….. 3,596.31 ….. 124.20  …….  2.4%
WMT ……. 48.97 .….. 2,802.93 ….  418.93 …….. 26.1%
XEL …….. 120.26 .…  4,284.69 ….. 254.06  …….. 27.5%
 ---------------------------------------------------------------------------------------
Dividend Account Value …………....... $81,516.82
GROWTH HOLDINGS:
Symbol ...... Shares …... Mkt Value ….. Divs….      Gain/Loss 
ATRS …..…  2500.00  ..... 3,450.00 .…     0   ……. (-64.4%)
AMRN …..…  100.00  .....   190.00   …..    0   ...…. (-70.5%)
PSTI  …..…   400.00  …..  636.00  .....      0     .…. (-49.3%)
MA    ……..    23.04 .…..  2,280.43 …...   3.68…….  11.5%
LXP   ……..   208.47 .….. 1,842.84 …...  72.30 ……. 1.4%
 ---------------------------------------------------------------------------------------
Growth Account Value ………………... $8,399.27
 ---------------------------------------------------------------------------------------
CASH ….………………………….….…   $198.57
 ---------------------------------------------------------------------------------------
Trading and IRA Account Value ...... $90,114.99
=======================================================
401K Plan - I have stopped contributions as my new firm doesn't match my 401k until I have been with them for a full year.  I will resume contributions in mid-February 2016
Actual Allocations
Target Retirement 20%
Fixed Income 0%
US Equity 50% 
International Equity 30% (incl. 10% global REITs)
---------------------------------------------------------------------------------
401K Account Value …......................  $92,648.04
               [O/S 401K Loan balance………………. (-$49,446.68)]
-------------------------------------------------------------------------------
Total Portfolio Value ………........ $182,760.70
=========================================================
SOLD POSITIONS - REALIZED GAINS/LOSSES (starting Jan 2015):
DIVIDEND GROWTH
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
DE   ……..    9/8/15 ….    34.46   ..…… 1.6%….  Sold to w/d cash for home renovations
SCG ……..   7/15/15 ….  297.78   ..……8.5%….  Buying D higher div grwth, regional diversification
BAX ……..   6/22/15 ….   27.69   ..…... 1.4%….   Unhappy with post-spinoff co.'s dividend amts
MAT ……..   4/24/15 ….   602.48  ..….. 70.1%….  Will reallocate to another core position
HCP ……..   3/30/15 ….   114.08  ..…..  8.5%….    Will reallocate to O and KMI for full positions
OXY  ……..  2/18/15 ….   36.24  ..…..   2.0%….    Eliminating non-major oil names
CRC   …….. 2/18/15 ….    5.28  ..…..  (-8.8%)….  Eliminating sub-$100 position, OXY spinoff
VZ   ……..    1/13/15 ….   41.63  ..…..   1.3%….    Moved VZ into Roth IRA
GROWTH and SPECULATIVE
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
GILD ...…… 9/16/15  ….  218.20 ..….  10.6% ….  Sold to w/d cash for home renovations
HTZ call…… 9/15/15  …. (-69.00) ..….(-6.5%) ….  Sold to w/d cash for home renovations
AAPL  ……  6/24/15  …. 1,356.18..….. 74.3% ….  Eliminating AAPL growth position, buying MLP
ATRS  ……  2/20/15 ….(-962.65) .…. (-12.0%)….  Covered call assigned @ 2.50, .40c premium
AAPL  ……  2/13/15  …. 1,320.41..….. 101.2%….  Reducing name which is over 10% of portfolio
SCRC ……  3/26/15  ….  122.00  ..…..  26.7%….   Sold balance of spec position to 0
SCRC ……  1/12/15  ….  168.40  ..…..  26.6%….   Taking gains on half of spec position
------------------------------------------------------------------------------
Total Cash Gains 2015 YTD…………… $3,313.18
Total Cash Gains for 2014 ……………… $2,156.38
Total Cash Gains for 2013 …………….... $3,064.31  (restated: previously all gains prior to 12/31/13)
Total Cash Gains for 2012 ……………....   $269.67