Thursday, January 1, 2015

December 2014 Results


December 2014 Results
Present Plan:
I will contribute $600 per mo. to the trading portfolio, aiming for returns of 10% YoY, with increasing dividend income. 
At present, my plan is to get my model portfolio in place for the dividend growth part of the portfolio.  
I am still trimming Growth positions and adding to Dividend Growth names, so there will be some trading this year.
 
All dividends are currently being reinvested back into the companies paying the dividend. New cash will be used to add to positions or create new ones at $1k increments.
 
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Current Month-end Watchlist:
I am considering the purchase of the following positions in January 2015…
Div Growth: JNJ, PG, CVX, BAX, IBM
Growth:  MA, GOOG, FB, TWTR
Roth IRA:  O
 
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DIVIDEND and PERFORMANCE Highlights:
Portfolio was up 1.53% in December outperforming the S&P by 1.95% 
Total dividends for December are $255.51, up 24.7% YoY 
Total dividends for 2014 are $2,456.56, up 26.2% YoY from last year.

ANNUAL UPDATES
Portfolio Values:
2011 ......... $45,257.07
2012 ......... $68,437.02 ......... up 51.2%
2013 ......... $89,359.34 ......... up 30.6%
2014 ......... $97,897.32 ......... up 9.6%

Annual Dividends:
2011 ......... $1,236.18
2012 ......... $1,733.61 .........   up 24.2%
2013 ......... $2,148.43 .........   up 23.9%
2014 ......... $2,712.07 .........   up 26.2%
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Monthly Dividend Raises
PFE increase of 7.7% from 0.26/qtr to 0.28/qtr December 15th)
O increase of 0.18% from 0.1831/mo to 0.18342/mo. (Dec 17th)
T increase of 2.2% from 0.46/qtr to 0.47/qtr (Dec 18th)
YTD Dividend Raises 
The dividend raises for 2014 are listed below.  The average was 8.1%.
MAT increase of 5.5% from 0.36/qtr to 0.38/qtr (January 31st)
OXY increase of 12.5% from 0.64/qtr to 0.72/qtr (February 13th)
XEL increase of 7.1% from 0.28/qtr to 0.30/qtr (Februrary 19th)
KO increase of 9.0% from 0.28/qtr to 0.305/qtr (February 20th)
WMT increase of 2.1% from 0.47/qtr to 0.48/qtr (February 20th) 
O increase of 0.16% from 0.1822/mo to 0.1825/mo. (March 11th)
QCOM increase of 20.0% from 0.35/qtr to 0.42/qtr (April 8th) 
CSX increase of 7.0% from 0.15/qtr to 0.16/qtr (April 15th) 
KMI increase of 2.4% from 0.41/qtr to 0.42/qtr (April 16th) 
SO increase of 3.5% from 0.5075/qtr to 0.525/qtr (April 21st) 
AAPL increase of 7.9% from 3.05/qtr to 3.29/qtr (April 23rd) 
IBM increase of 15.8% from 0.95/qtr to 1.10/qtr (April 29th) 
CVX increase of 7.0% from 1.00/qtr to 1.07/qtr (April 30th) 
DE increase of 16.7% from 0.51/qtr to 0.60/qtr (May 28th) 
O increase of 0.16% from 0.1825/mo to 0.1828/mo. (June 17th)
KMI increase of 2.4% from 0.42/qtr to 0.43/qtr (July 16th) 
VZ increase of 3.8% this month from 0.53/qtr to 0.55/qtr (Sept 4th)
PM increase of 6.4% this month from 0.94/qtr to 1.00/qtr (Sept 10th)
O increase of 0.17% from 0.1828/mo to 0.1831/mo. (Sept 9th)
MCD increase of 5.0% from 0.81/qtr to 0.85/qtr (Sept 18th)
KMI increase of 2.3% [9% YoY] from 0.43/qtr to 0.44/qtr (October 15th) 
PFE increase of 7.7% from 0.36/qtr to 0.38/qtr (Dec 15th) 
O total increase of 0.7% from 2.201/yr to 2.186/yr
T increase of 2.2% from 0.46/qtr to 0.47/qtr (Dec 18th)
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DECEMBER 2014 DIVIDENDS RECEIVED: 
TAXABLE ACCOUNT:   (Amount)     (Dividends Reinvested)
Pfizer Inc (PFE)  …..….  $30.67…… bot 0.975 shs
Southern Co (SO) …… . $22.64…… bot 0.478 shs  
Chevron Corp (CVX)  … $34.23…… bot 0.320 shs
IBM Corp (IBM) ………  $8.80……  bot 0.000 shs (no div reinvestment below $10)
Mattel Inc (MAT) ……... $41.96…… bot 0.320 shs
CSX Corp (CSX) ……….$24.59…… bot 0.692 shs
Coca Cola (KO) ……….  $29.62…… bot 0.714 shs
McDonalds (McD) ….…. $33.39…… bot 0.367 shs
Qualcomm (QCOM) ……$15.07….  bot 0.212 shs 
Ross Stores (ROST) .….  $5.20……  bot 0.000 shs (no div reinvestment below $10)
ROTH IRA:                    (Amount)    (Dividends Reinvested)
Realty Income (O) …...… $9.34 ….. bot 0.000 shs (no div reinvestment below $10)
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DIVIDEND PORTFOLIO HOLDINGS:
Symbol ….. Shares ... Mkt Value ... Total Divs… Gain/Loss 
AAPL ……. 40.14 .…  4,430.33 ….  132.27 ……. 71.1%
T     ……..  107.78 …. 3,620.30 .….  487.37 ……. 29.5%
BAX …….. 28.00 ..…. 2,052.12 …..   0.00  ……..   5.4%
CVX …….. 32.31 ..…. 3,624.54 …..  301.68 …….. 18.0%
CSX …….. 154.39 ....  5,593.37 ….  245.39 …….. 79.4%
DE   …….. 25.64 .…..  2,268.55 …..  56.02 ……..   9.7%
HCP   …….32.40 .…...1,426.44 ….. 34.88  ….…..  8.0%
IBM   …….  8.00 .…... 1,283.52 …..  26.40 ….…. (-13.4%)
KMI   ……. 79.32 .….. 3,355.94 …..  87.36 ….….  35.2%
KO   …….. 97.84 .….. 4,130.89 …..  117.21 …...   10.7%
MAT …….. 111.76 ….  3,458.32 ….. 622.90 …...   58.9%
MCD …….. 39.65 .….. 3,714.27 ….  585.71 ……. 70.2%
OXY …….. 21.06  .….. 1,697.24 ….  96.57 ……... (-0.6%)
CRC …….. 8.00  .…..     44.08    ….  0.00  ……... (-26.6%)
PFE …….. 118.92 .…. 3,704.17 ….  461.79 …….. 91.9%
PM   …….. 37.61 .….. 3,063.25 ….  303.24 …….. 17.4%
O   …..….. 51.00 .…..  2,433.21 ….. 111.71……... 24.8%
QCOM…… 36.10 .….. 2,683.46 ….  81.91. ……..  23.8%
SCG   …… 68.00 .….. 4,107.20 ….. 35.74  ……… 20.6%
SO   …….. 43.60 .…..  2,141.10 ….. 154.46 ……..  28.2%
VZ ……..    67.73 .….. 3,168.22 …..  35.81  …….. (-0.3%)
VZ (IRA) … 75.00 .….. 3,508.50 …..  0.00  ……..  (-1.2%)
WMT ……. 48.16 .….. 4,136.32 ….  324.89 …….. 78.6%
XEL ……..  116.16 .… 3,942.54 ….. 105.84  …….. 25.2%
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Dividend Account Value …………....... $73,817.88
GROWTH HOLDINGS:
Symbol ...... Shares …... Mkt Value ….. Divs….      Gain/Loss 
AAPL  …..…  44.00  …...  4,856.72..…  188.72 …… 61.2%
ATRS …..…  5000.00  ....12,850.00 .…     0       …. (-27.4%)
ATRS call …  25.00  …...  (-500.00)  …. 981.98 ….. 49.2%  [20-Feb-15, Strike 2.5, 15.5% yld @purch]
AMRN …..…  100.00  .....   98.00   …..      0       …. (-84.8%)
PSTI  …..…   400.00  ….. 1,000.00  .....     0       …. (-20.3%)
SCRC  ....…  8000.00  ….. 1,320.00 …...   0      ….   21.1%
GILD ……..    15.00 .…..  1,413.90 …...     0    …….  (-3.9%)
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Growth Account Value ………………. $21,038.62
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CASH ….………………………….….… $910.72
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Trading and IRA Account Value ...... $95,767.22
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401K Plan - my firm, at its discretion, may match $ for $ up to 4% of my salary
Actual Allocations
Target Retirement 27%
Fixed Income 0%
US Equity 53% 
International Equity 20% (incl. 8% global REITs)
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401K Account Value …..................... $107,862.45
      [O/S 401K Loan balance………………. (-$30,005.21)]
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Total Portfolio Value ………........   $203,629.67
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SOLD POSITIONS - REALIZED GAINS/LOSSES (starting Jan 2014):
DIVIDEND GROWTH
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
VOD …….. 10/14/14 ….(118.22)  ..…..(-5.1%)…. Eliminate VOD, purch VZ
MFA ……...  6/6/14 …..  391.96  ..…..  33.7% ….  Eliminate mREITs, add higher quality REIT
MFA ……...  2/6/14 ….. (-108.00)..….. (-6.8%) …. Reduce mREIT wgt, add to O for min div. reinvest.
GROWTH and SPECULATIVE
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
ROST ……12/22/14  ….  665.60 ..….  37.9%  ….  Take gains on Growth position, redeploy cash
AMRN ……12/22/14  …(-1,227.00) …(-84.3%) ….Tax loss harvesting
ATRS call…11/21/14 …. (662.00) ..….(-100%) …. Call expired worthless
AAPL ……..9/24/14  …. 1,078.97 ..…. 103.7% …. Take gains on Growth position, redeploy cash
AAPL …….. 7/8/14  ….   950.57 ..…..  91.4% ….. Take gains on Growth position, redeploy cash
AAPL call.… 6/9/14  …… 48.29  ..…    n/a    …..   Covered call (weekly), expired worthless
AAPL …….. 5/19/14 …   788.91 ..…..  72.2% ….. Take gains on Growth position, redeploy cash
PSTI ……...  2/6/14 …… 347.30 ..…..  27.8% ….. Reduce spec wgt of PSTI, add to Div names
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Total Cash Gains 2014 ………………….. $2,156.38
Total Cash Gains for 2013 …………….... $3,064.31  (restated: previously all gains prior to 12/31/13)
Total Cash Gains for 2012 ……………....   $269.67