Monday, March 2, 2015

February 2015 Results

February 2015 Results
Present Plan:
I will contribute $600 per mo. to the trading portfolio, aiming for returns of 10% YoY, with increasing dividend income. 
At present, my immediate plan is to get my model portfolio in place in the dividend growth part of the portfolio.  
I am still trimming Growth positions and adding to Dividend Growth names, so there will be some trading this year.
 
All dividends are currently being reinvested back into the companies paying the dividend. New cash will be used to add to positions or create new ones at $1k increments.

Note: Transferred brokerage accounts (to Fidelity) due to a change in jobs (my employer requires my account be maintained at certain firms).  All partial shares were sold to zero during the transfer and I was charged $200 in fees.  This is a one time occurrence.
 
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Current Month-end Watchlist:
I am considering the purchase of the following positions in March 2015…
Div Growth: PG, GIS, BAX, IBM, MMP, EPD
Growth:  MA, FB, GOOG
Roth IRA:  TBD
 
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DIVIDEND and PERFORMANCE Highlights:
Portfolio was up 2.58% in February underperforming the S&P by (-2.91%) 
Total dividends for February are $247.72, up 42.3% YoY 
Total dividends for 2015 are $418.08, up 24.0% YoY from last year.
Monthly Dividend Raises
XEL increase of 6.7% from 0.30/qtr to 0.32/qtr (February 18th)
KO increase of 8.2% from 0.305/qtr to 0.33/qtr (February 19th)
SCG increase of 3.8% from 0.525/qtr to 0.545/qtr (February 19th)
WMT increase of 2.1% from 0.48/qtr to 0.49/qtr (February 19th)
YTD Dividend Raises - 
The dividend raises for 2015 to date are listed below.  The average was 3.0%.
O increase of 3.0% from 0.18342/mo to 0.189/mo (January 20th)
KMI increase of 2.3% from 0.44/qtr to 0.45/qtr (January 21st)
HCP increase of 3.7% from 0.545/qtr to 0.565/qtr (January 29th)
XEL increase of 6.7% from 0.30/qtr to 0.32/qtr (February 18th)
KO increase of 8.2% from 0.305/qtr to 0.33/qtr (February 19th)
SCG increase of 3.8% from 0.525/qtr to 0.545/qtr (February 19th)
WMT increase of 2.1% from 0.48/qtr to 0.49/qtr (February 19th)
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FEBRUARY 2015 DIVIDENDS RECEIVED: 
TAXABLE ACCOUNT:   (Amount)     (Dividends Reinvested)
Deere & Co (DE)…..…. $15.39…… bot 0.180 shs
AT&T Inc (T)      …..….  $50.66…… bot 1.533 shs
Verizon (VZ)      …..….  $37.25…… bot 0.000 shs  (sold position post ex-div date, see Roth IRA)
Apple (AAPL)    …..….  $39.54…… bot 0.319 shs
ROTH IRA:                    (Amount)    (Dividends Reinvested)
Verizon (VZ)      …..….   $41.25…… bot 0.897 shs  
Kinder Morgan (KMI) ….$35.69……  bot 0.851 shs  
Realty Income (O) …...…$9.64 …..  bot 0.000 shs (brokerage does not reinvest divs below $10)
HCP Inc (HCP)   …...… $18.30 …..  bot 0.420 shs
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DIVIDEND PORTFOLIO HOLDINGS:
Symbol ….. Shares ... Mkt Value ... Total Divs… Gain/Loss 
AAPL ……. 40.00 .…  5,139.34 ….  151.07 ……  99.5%
T     ……..  109.00 …. 3,767.04 .….  538.03 ……. 34.1%
BAX …….. 28.00 ..…. 1,936.20 …..  14.56  ……..  0.2%
CVX …….. 41.00 ..…. 4,373.88 ….. 301.68 …….. 9.9%
CSX ……..154.00 ....  5,283.74 ….   245.39 …….. 70.6%
DE   …….. 25.00 .….. 2,264.75 …..  70.50 ……..   13.2%
HCP   …….32.00 .…...1,355.52 …..  52.96  ….…..5.4%
IBM   …….  8.00 .…... 1,295.52 …..  26.40 ….…. (-12.6%)
JNJ   …… 35.00 .…... 3,587.85 …..   0.00 ….….   3.1%
KMI   ……. 80.00 .….. 3,280.80 …..  123.05 ….…. 32.1%
KO   …….. 97.00 .….. 4,200.10 …..  117.21 …...    13.5%
MAT …….. 111.00 ….  2,920.38 ….. 622.90 …...   39.3%
MCD …….. 39.00 .….. 3,857.10 ….  585.71 ……. 80.1%
PFE …….. 118.00 .…. 4,049.59 ….  461.79 ……. 110.6%
PM   …….. 38.00 .….. 3,152.48 ….  340.85 …….. 20.4%
PG   …….. 25.00 .…..  2,127.00 ….. 0.00 ……...    0.7%
O   …..….. 51.00 .…..  2,553.06 ….. 130.70 …….. 31.6%
QCOM…… 36.00 .….. 2,610.36 ….  81.91. ……..  20.9%
SCG   …… 68.00 .….. 3,872.60 ….. 71.42  ……… 14.8%
SO   …….. 43.00 .….. 1,968.97 ….. 154.46 ……..  20.5%
VZ (IRA) … 75.00 .….. 3,708.75 ….. 41.25  ……..  5.6%
WMT ……. 48.00 .….. 4,028.64 ….  347.94 …….. 76.1%
XEL …….. 117.00 .…  4,127.76 ….. 140.69  …….. 23.8%
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Dividend Account Value …………....... $75,461.43
GROWTH HOLDINGS:
Symbol ...... Shares …... Mkt Value ….. Divs….      Gain/Loss 
AAPL  …..…  24.00  …...  3,083.52..…  114.22 ….  75.1%
ATRS …..…  2500.00  .....6,525.00 .…     0       …. (-32.6%)
AMRN …..…  100.00  .....   151.00   …..    0   ...…. (-76.6%)
PSTI  …..…   400.00  ….. 1,216.00  .....     0       .…. (-3.0%)
SCRC  ....…  4000.00  ….. 716.00  …...    0      …..   56.3%
GILD ……..    15.00 .…..  1,552.95 …...     0    ……. (-0.8%)
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Growth Account Value ………………... $13,244.47
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CASH ….………………………….….… $10,199.59
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Trading and IRA Account Value ...... $98,905.49
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401K Plan - I have stopped contributions as my new firm doesn't match my 401k until I have been with them for a full year.  I will resume contributions in mid-February 2016.
Actual Allocations
Target Retirement 28%
Fixed Income 0%
US Equity 52% 
International Equity 20% (incl. 9% global REITs)
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401K Account Value …...................... $146,267.86
      [O/S 401K Loan balance………………. ($0.00)]   -Switched employers, paid off balance-
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Total Portfolio Value ………........ $246,173.35
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SOLD POSITIONS - REALIZED GAINS/LOSSES (starting Jan 2015):
DIVIDEND GROWTH
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
VZ   ……..    1/13/15 ….   41.63  ..…..   1.3%….    Moved VZ into Roth IRA
OXY  ……..  2/18/15 ….   36.24  ..…..   2.0%….    Eliminating non-major oil names
CRC   …….. 2/18/15 ….    5.28  ..…..  (-8.8%)….  Eliminating sub-$100 position, OXY spinoff
GROWTH and SPECULATIVE
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
ATRS  ……  2/20/15 ….(-962.65) .…. (-12.0%)….  Covered call assigned @ 2.50, .40c premium
AAPL  ……  2/13/15  …. 1,320.41..….. 101.2%….  Reducing name which is over 10% of portfolio
SCRC ……  1/12/15  ….  168.40  ..…..  26.6%….   Taking gains on half of spec position
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Total Cash Gains 2015 ………………… $609.31
Total Cash Gains for 2014 ……………… $2,156.38
Total Cash Gains for 2013 …………….... $3,064.31  (restated: previously all gains prior to 12/31/13)
Total Cash Gains for 2012 ……………....   $269.67