Saturday, May 2, 2015

April 2015 Results


April 2015 Results
Present Plan:
I will contribute $280 every 2 weeks to the portfolio, aiming for total returns of 10% YoY, with increasing dividend income.   Dividends are all reinvested and new cash is used for new or existing positions at $1-2k increments.
At present, my model portfolio in pretty much in place and the only remaining positions I wish to eliminate are ATRS and AMRN.  

Trades made this month: 
PG - brought position up to full 4% position at a 3.1% yield, position at fair value
GILD - bought another 1% at $98, position ~30% undervalued
MA - bought initial 2% growth position at $89, 0.7% yield, position ~15% undervalued
OHI - bought initial 2% position at $36, 6,0% yield, stock at close to fair value
KMI (Roth) - brought up to full 4% position at 4.5% yield, stock fully valued
MAT - sold 1% to reduce to a 2% position; stock down from $40 high, I still had a gain of 70%
 
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Current Month-end Watchlist:
I am considering the purchase of the following positions in May 2015…
Div Growth: PM, MMP, EPD
Growth:  FB, GOOGL
Roth IRA: account fully invested
 
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DIVIDEND and PERFORMANCE Highlights:
Portfolio was up 0.87% in April underperforming the S&P by (-0.38%) 
Total dividends for April are $192.25, up 21.7% YoY.  
Total dividends for 2015 are $844.34, down (-28.4%) YoY from last year, due to VOD spec dividend
Monthly Dividend Raises
CSX increase of 12.5% from 0.16/qtr to 0.18/qtr (April 14th)
KMI increase of 6.7% from 0.45/qtr to 0.48/qtr, total 9.1% YTD (April 15th)
PG increase of 3.0% from 0.6436/qtr to 0.6629/qtr (April 16th)
SO increase of 3.3% from 0.525/qtr to 0.5425/qtr (April 20th)
JNJ increase of 7.1% from 0.70/qtr to 0.75/qtr (April 23rd)
AAPL increase of 10.6% from 0.47/qtr to 0.52/qtr (April 27th)
IBM increase of 18.2% from 1.10/qtr to 1.30/qtr (April 28th)
YTD Dividend Raises
The dividend raises for 2015 to date are listed below.  The average is 7.6%.
O increase of 3.0% from 0.18342/mo to 0.189/mo (January 20th)
KMI increase of 2.3% from 0.44/qtr to 0.45/qtr (January 21st)
HCP increase of 3.7% from 0.545/qtr to 0.565/qtr (January 29th)
XEL increase of 6.7% from 0.30/qtr to 0.32/qtr (February 18th)
KO increase of 8.2% from 0.305/qtr to 0.33/qtr (February 19th)
SCG increase of 3.8% from 0.525/qtr to 0.545/qtr (February 19th)
WMT increase of 2.1% from 0.48/qtr to 0.49/qtr (February 19th)
QCOM increase of 14.3% from 0.42/qtr to 0.48/qtr (March 9th)
O increase of 0.3% from 0.189/mo to 0.1895/mo, total 3.3% YTD (March 11th)
CSX increase of 12.5% from 0.16/qtr to 0.18/qtr (April 14th)
KMI increase of 6.7% from 0.45/qtr to 0.48/qtr, total 9.1% YTD (April 15th)
PG increase of 3.0% from 0.6436/qtr to 0.6629/qtr (April 16th)
SO increase of 3.3% from 0.525/qtr to 0.5425/qtr (April 20th)
JNJ increase of 7.1% from 0.70/qtr to 0.75/qtr (April 23rd)
AAPL increase of 10.6% from 0.47/qtr to 0.52/qtr (April 27th)
IBM increase of 18.2% from 1.10/qtr to 1.30/qtr (April 28th)
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APRIL 2015 DIVIDENDS RECEIVED: 
TAXABLE ACCOUNT:   (Amount)     (Dividends Reinvested)
Scana Corp (SCG) …...  $37.06…… bot 0.675 shs 
Coca Cola (KO) ……...  $32.01…… bot 0.797 shs 
Baxter Intl (BAX) ….…. $14.56…… bot 0.213 shs 
Walmart (WMT) …….... $23.52…… bot 0.284 shs 
Philip Morris (PM) ……. $38.00…… bot 0.486 shs 
Xcel Energy (XEL) .…... $37.44…… bot 1.079 shs 
ROTH IRA:                    (Amount)    (Dividends Reinvested)
Realty Income (O)  ...….  $9.66 …… bot 0.193 shs
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DIVIDEND PORTFOLIO HOLDINGS:
Symbol ….. Shares ... Mkt Value ... Total Divs… Gain/Loss 
AAPL ……. 40.00 .…  5,006.14 ….  151.07 ……  94.5%
T     ……..  109.00 …. 3,775.76 .….  538.03 ……. 34.3%
BAX …….. 28.21 ..…. 1,939.36 …..  29.12  …….. 0.3%
CVX …….. 41.00 ..…. 4,553.46 ….. 345.88 …….. 15.2%
CSX ……..154.00 ....   5,557.86 ….   270.04 …….. 79.8%
DE   …….. 25.00 .….. 2,263.00 …..  70.50 ……..   13.1%
EMR ……. 35.00 .….. 2,059.05 …..   0.00  ……..   5.1%
IBM   ……. 13.00 .….. 2,227.16 …..  35.20 ….…. (-2.1%)
JNJ   …… 35.00 .…... 3,472.35 …..   0.00 ….….   (-0.2%)
KMI   ……. 95.00 .….. 4,080.25 ….. 123.05 ….…. 30.6%
KO   …….. 97.80 .….. 3,966.65 …..  149.18 …...    7.3%
MAT …….. 72.00 ….   2,027.49 …..  409.70 …...   42.5%
MCD …….. 39.00 .….. 3,765.45 ….  619.12 ……. 77.7%
PFE …….. 118.00 .…. 4,003.57 ….  495.10 ……. 110.0%
PM   …….. 38.49 .….. 3,213.58 ….  378.85 …….. 22.2%
PG   …….. 49.00 .…..  3,895.50 …..  0.00 ……...  (-4.5%)
O   …..…..  75.19 .…..  3,531.82 ….. 150.00 …….. 13.4%
OHI…..…..  55.00 .…..  1,985.50 ….. 0.00  ……..    0.1%
QCOM…… 36.22 .….. 2,462.62 ….  97.03. ……..  14.2%
SCG   …… 68.68 .….. 3,637.71 ….. 108.49  ………7.9%
SO   ……..  88.00 .….. 3,897.52 ….. 177.89 ……..   8.8%
VZ (IRA) … 75.00 .….. 3,783.00 ….. 41.25  ……..  7.7%
WMT ……. 48.28 .….. 3,768.08 ….  371.46 …….. 65.0%
XEL …….. 118.08 .…  4,004.06 ….. 178.13  …….. 20.0%
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Dividend Account Value …………....... $82,876.94
GROWTH HOLDINGS:
Symbol ...... Shares …... Mkt Value ….. Divs….      Gain/Loss 
AAPL  …..…  24.00  …...  3,003.60..…  114.22 ….  70.8%
ATRS …..…  2500.00  ..... 6,125.00 .….     0   ……. (-36.8%)
AMRN …..…  100.00  .....   192.00   …..    0   ...…. (-70.2%)
PSTI  …..…   400.00  ….. 1,060.00  .....     0       .…. (-15.5%)
GILD ……..    20.00 .…..  2,010.20 …...     0    …….(-2.2%)
MA    ……..    20.00 .…..  2,010.20 …...     0    …….  1.5%
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Growth Account Value ………………... $14,465.63
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CASH ….………………………….….… $1,991.34
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Trading and IRA Account Value ..........  $99,333.91
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401K Plan - I have stopped contributions as my new firm doesn't match my 401k until I have been with them for a full year.  I will resume contributions in mid-February 2016
Actual Allocations
Target Retirement 30%
Fixed Income 0%
US Equity 40% 
International Equity 30% (incl. 10% global REITs)
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401K Account Value …...................... $142,578.30
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Total Portfolio Value ……….............   $241,912.21
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SOLD POSITIONS - REALIZED GAINS/LOSSES (starting Jan 2015):
DIVIDEND GROWTH
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
MAT ……..   4/24/15 ….   602.48  ..….. 70.1%….  Will reallocate to another core position
HCP ……..   3/30/15 ….   114.08  ..…..  8.5%….    Will reallocate to O and KMI for full positions
OXY  ……..  2/18/15 ….   36.24  ..…..   2.0%….    Eliminating non-major oil names
CRC   …….. 2/18/15 ….    5.28  ..…..  (-8.8%)….  Eliminating sub-$100 position, OXY spinoff
VZ   ……..    1/13/15 ….   41.63  ..…..   1.3%….    Moved VZ into Roth IRA
GROWTH and SPECULATIVE
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
ATRS  ……  2/20/15 ….(-962.65) .…. (-12.0%)….  Covered call assigned @ 2.50, .40c premium
AAPL  ……  2/13/15  …. 1,320.41..….. 101.2%….  Reducing name which is over 10% of portfolio
SCRC ……  3/26/15  ….  122.00  ..…..  26.7%….   Sold balance of spec position to 0
SCRC ……  1/12/15  ….  168.40  ..…..  26.6%….   Taking gains on half of spec position
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Total Cash Gains 2015 ………………… $1,447.87
Total Cash Gains for 2014 ……………… $2,156.38
Total Cash Gains for 2013 …………….... $3,064.31  (restated: previously all gains prior to 12/31/13)
Total Cash Gains for 2012 ……………....   $269.67