Sunday, January 1, 2017

December 2016 Results

December 2016 Results
Present Plan:
Typically, contribute $500 a month to the portfolio, aiming for total returns of 8% YoY, with increasing dividend income. 
At present, my model portfolio in pretty much in place and the only remaining positions I wish to eliminate is ATRS.  
 
All dividends are currently being reinvested back into the companies paying the dividend. New cash will be used to add to positions or create new ones at $1k increments.
 
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Lessons Learned in 2016:
1.  Ignore the geopolitical events and stay invested.
   A "Trump" election showed futures down 800pts followed by a rebound (S&P up 4% in 1 month)
2. Stick to the plan, quality companies performed well again
  Utilities up 17.9%, REITs 13.9% - Staples only up 3.0%, Cons Disc down -0.1%
Goals for 2017:
1.  Increase dividend income to >$5,000 for 2017 
2.  Increase portfolio and 401k value to >$275k for 2017
3.  Begin to pay off car loan (extra $100/mo pays off 5yr loan in 4 yrs)
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Current Month-end Watchlist:
I will be considering the following purchases in January 2017…
Div Growth: consumer staples with >3% yields 
Growth:  add to DIS
IRAs: none
 
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DIVIDEND and PERFORMANCE Highlights:
Portfolio was up 3.27% in December, outperforming the S&P by 1.44%.  
The Portfolio finished 2016 up 16.3%, vs the S&P return of 9.5%.
Total dividends for December were $548.56, up 51.7% YoY  
Total dividends for 2016 are $4,239.47, up 35.4% YoY from last year 
Monthly Dividend Raises
DIS increase of 9.9% from 0.71/semi to 0.78/semi (Dec 1st)
WEC increase of 5.1% from 0.495/qtr to 0.52/qtr (Dec 2nd)
MA increase of 15.8% from 0.19/qtr to 0.22/qtr (Dec 6th)
WPC increase of 0.5% from 0.985/qtr to 0.99/qtr, 2.6% inc vs YE 2015 (Dec 7th)
VTR increase of 6.2% from 0.73/qtr to 0.775/qtr (Dec 9th)
PFE increase of 6.7% from 0.30/qtr to 0.32/qtr (Dec 12th)
YTD Dividend Raises - 
The dividend raises for 2016 to date are below.  The average is 9.6% YTD (7.1% ex-AGN).
OHI increase of 1.8% from 0.56/qtr to 0.57/qtr (Jan 14th)
O increase of 3.9% from 0.191/mo to 0.1985/qtr (Jan 14th)
LNT increase of 6.8% from 0.55/qtr to 0.5875/qtr (Jan 15th)
D increase of 8.1% from 0.6475/qtr to 0.70/qtr (Jan 21st)
MMP increase of 3.0% from 0.7625/qtr to 0.785/qtr (Jan 26th)
SXL increase of 4.6% from 0.458/qtr to 0.479/qtr (Jan 28th)
GILD increase of 9.3% from 0.43/qtr to 0.47/qtr (Feb 2nd)
XEL increase of 6.3% from 0.32/qtr to 0.34/qtr (Feb 17th)
WMT increase of 2.0% from 0.49/qtr to 0.50/qtr (Feb 18th)
KO increase of 6.1% from 0.33/qtr to 0.35/qtr (Feb 18th)
O increase of 0.3% from 0.1985/mo to 0.199/mo, 4.7% inc vs YE 2015 (Mar 21st)
PG increase of 1.0% from 0.6629/mo to 0.6695/mo (April 8th)
OHI increase of 1.8% from 0.57/qtr to 0.58/qtr, 6.0% inc vs YE 2015 (Apr 14th)
SO increase of 3.2% from 0.5425/qtr to 0.56/qtr (Apr 18th)
MMP increase of 2.2% from 0.785/qtr to 0.8025/qtr, 9.3% inc vs YE 2015 (Apr 21st)
AAPL increase of 9.6% from 0.52/qtr to 0.57/qtr (April 26th)
IBM increase of 7.7% from 1.30/qtr to 1.40/qtr (April 26th)
JNJ increase of 6.7% from 0.75/qtr to 0.80/qtr (April 28th)
SXL increase of 2.1% from 0.479/qtr to 0.489/qtr, 13.8% inc vs YE 2015 (Apr 28th)
LOW increase of 25.0% from 0.28/qtr to 0.35/qtr (May 27th)
TGT increase of 7.1% from 0.56/qtr to 0.60/qtr (June 8th)
O increase of 0.3% from 0.1990/mo to 0.1995/mo, 4.8% inc vs YE 2015 (June 14th)
OHI increase of 3.4% from 0.58/qtr to 0.60/qtr, 7.8% inc vs YE 2015 (July 14th)
MMP increase of 2.2% from 0.8025/qtr to 0.82/qtr, 10.5% inc vs YE 2015 (July 21st)
O increase of 1.0% from 0.1995/mo to 0.2015/mo, 5.3% inc vs YE 2015 (July 27th)
VZ increase of 2.2% from 0.565/qtr to 0.5775/qtr (Sept 1st)
CSX no increase for the year, div at 0.18/qt (Sept 5th)
O increase of 0.2% from 0.2015/mo to 0.202/mo, 5.4% inc vs YE 2015 (Sept 9th)
PM increase of 2.0% from 1.02/qtr to 1.04/qtr (Sept 14th)
LXP increase of 2.9% from 0.17/qtr to 0.175/qtr (Sept 16th)
MCD increase of 5.6% from 0.89/qtr to 0.94/qtr (Sept 29th)
OHI increase of 1.7% from 0.60/qtr to 0.61/qtr, 8.3% inc vs YE 2015 (Oct 14th)
MMP increase of 2.1% from 0.82/qtr to 0.8375/qtr, 11.1% inc vs YE 2015 (Oct 20th)
MAT no increase for the year, div at 0.38/qt (Oct 20th)
T increase of 2.1% from 0.48/qtr to 0.49/qtr (Oct 24th)
CVX increase of 0.93% from 1.07/qtr to 1.08/qtr (Oct 26th)
EMR increase of 1.1% from 0.475/qtr to 0.48/qtr (Nov 1st)
STAG increase of 2.6% from 0.115833/mo. to 0.116667/mo (Nov 2nd)
AGN initiates dividend (100% increase) at 0.70/qtr (Nov 2nd)
SBUX increase of 25% from 0.20/qtr to 0.25/qtr (Nov 3rd)
UNP increase of 10% from 0.55/qtr to 0.605/qtr (Nov 17th)
DIS increase of 9.9% from 0.71/semi to 0.78/semi (Dec 1st)
WEC increase of 5.1% from 0.495/qtr to 0.52/qtr (Dec 2nd)
MA increase of 15.8% from 0.19/qtr to 0.22/qtr (Dec 6th)
WPC increase of 0.5% from 0.985/qtr to 0.99/qtr, 2.6% inc vs YE 2015 (Dec 7th)
VTR increase of 6.2% from 0.73/qtr to 0.775/qtr (Dec 9th)
O increase of 0.2% from 0.202/mo to 0.2025/mo, 5.4% inc vs YE 2015 (Dec 12th)
PFE increase of 6.7% from 0.30/qtr to 0.32/qtr (Dec 12th)
CVS increase of 17.6% from 0.425/qtr to 0.50/qtr (Dec 15th)
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DECEMBER 2016 DIVIDENDS RECEIVED: 
TAXABLE ACCOUNT:          (Amount)     (Dividends Reinvested)
WEC Energy (WEC) ……...  $21.64…… bot 0.375 shs 
Pfizer Inc (PFE) ……………  $47.07…… bot 1.490 shs 
Starbucks (SBUX) …………..$12.08…… bot 0.209 shs 
Johnson & Johnson (JNJ) …. $35.78…… bot 0.322 shs 
Mattel (MAT) ………………...  $29.67…… bot 1.006 shs 
Emerson Elec (EMR) ………. $17.75…… bot 0.313 shs 
Target Corp (TGT) ………….  $33.48…… bot 0.436 shs 
IBM Corp (IBM) …………….  $19.19…… bot 0.118 shs 
Chevron (CVX) …………….   $26.71 ……bot 0.235 shs 
McDonalds (MCD) ………….. $38.45…… bot 0.316 shs 
CSX Corp (CSX) …………..  $18.02…… bot 0.000 shs (sold position) 
Coca Cola (KO) …………..    $35.91…… bot 0.858 shs 
Union Pacific (UNP) ………..  $17.27…… bot 0.165 shs 
TRADITIONAL IRA:             (Amount)    (Dividends Reinvested)
Southern Corp (SO) ……….  $52.69……  bot 1.134 shs 
Stag Industrial (STAG) ……   $13.60……  bot 0.574 shs 
Dominion Resources (D)    $48.90…… bot 0.655 shs 
Ventas Inc (VTR) …………..  $48.82……  bot 0.795 shs 
ROTH IRA:                         (Amount)    (Dividends Reinvested)
Realty Income (O)  ...……..    $21.93…… bot 0.392 shs
Chatham Lodging (CLDT) ...… $9.60…… bot 0.461 shs
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DIVIDEND PORTFOLIO HOLDINGS:
Symbol ….. Shares ... Mkt Value ... Total Divs… Gain/Loss 
AAPL ……. 25.26  .… 2,925.74 ….  179.93 ……   76.9%
T     ……..   94.04 ….. 3,999.65 .…. 676.61 …….  62.2%
LNT ……..  140.97 ..…5,341.43 ….. 236.41   …….32.7%
CLDT(IRA)....87.78 .…..1,803.84 …..56.88   ….…  1.0%
D (T) ..….   70.52 .…..5,400.82 …... 185.94……… 15.1%
ENB   ……. 60.00 .…..2,527.20 …..   0.00 ….….  (-0.1%)
IBM   ……. 13.83 .….. 2,294.81 ….. 160.72 ….….  0.7%
JNJ   ……  45.05 .……5,190.44 ….. 219.45 ….….  20.8%
KMB  ……  32.00 .……3,651.84 …..   0.00 ….….  (-5.4%)
KO   …….. 103.45 .….4,289.04 …..  388.71 …...    14.8%
LOW  …… 30.40 .….  2,161.83 …..   29.56 …….. (-3.7%)
MMP ……..35.12 ….   2,656.28 …... 109.91 ………38.5%
MAT …….. 79.09 ….   2,178.79 …..  609.28 …...   45.9%
MCD …….. 41.22 .….. 5,016.69 ….  867.36 ……. 116.7%
PFE …….. 158.39 .…. 5,144.34 ….  256.81 …….  17.1%
PM   …….. 41.14 .….. 3,763.53 ….  621.40 ……..  37.8%
PG   …….. 62.06 .…..  5,218.09 …..247.65 ……… 6.6%
O (IRA) .... 108.97 .…. 6,263.65 ….. 526.40 ……..  39.3%
OHI (T)…..  83.63 .….. 2,614.15 ….. 179.05 ……..  0.9%
SO (T)..….. 95.23 .….. 4,684.41 ….. 205.72 ……..  8.6%
TGT ……..  56.24 .….. 4,061.85 …... 89.08 …….. (-5.9%)
UNP   ……. 28.71 .….. 2,976.86 ….. 63.79  ……..  43.8%
VTR (T)….. 63.79 .….. 3,988.09 ….. 184.42  …….  17.6%
VZ (T) …..  70.29 .….. 3,751.81 ….. 155.79  …….. 19.2%
WEC ……. 63.09 .….. 3,700.17 ….   64.39  …….  6.5%
WPC ……. 24.38 .….  1,440.85 …..  23.64  …….(-10.3%)
XEL …….. 124.31 .…  5,059.25 ….. 417.28  ……..47.0%
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Dividend Account Value …………....... $102,105.47
GROWTH HOLDINGS:
Symbol ...... Shares …... Mkt Value ….. Divs….      Gain/Loss 
ATRS …..…  500.00  ...... 1,165.00 .…     0   ……. (-42.5%)
AGN  …..….  11.00  .......  2,310.00 .…     0   ……. (-4.5%)
CVS  …..….  22.11  .......  1,744.78 .…   9.35 …….(-18.6%)
DIS …..…...  14.10  …….. 1,469.71 .....  9.94  .….    6.7%
FB  …..…...  12.00  .......  1,380.60 .…     0   …….    0.0%
GOOGL…..… 2.00  .......   1,584.90 .…     0   ……. (-0.4%)
PSTI  …..…  1700.00  ….. 2,431.00 .....    0     .….   (-9.1%)
MA    ……..    28.29 .…..   2,920.84 …... 27.81…….  19.0%
LXP   ……..   282.66 .….. 3,052.73 ……251.22 …..   32.3%
SBUX …..…  48.52 .......   2,693.89 .…   29.31   …..(-5.5%)
STAG……..   117.98 .…..  2,816.11 …...145.95 …….32.1%
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Growth Account Value ………………... $23,569.66
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CASH ….………………………….….…   $4,752.94
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Trading and IRA Account Value ......  $130,428.07
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401K Plan - contributing 3% of my salary: matched 100% up to a certain amt, the balance matched at 50%.
Actual Allocations
Target Retirement 23%
Fixed Income 0%
US Equity 48% 
International Equity 29% (incl. 10% global REITs)
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401K Account Value …......................  $111,533.15
               [O/S 401K Loan balance………………. (-$47,477.27)]
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Total Portfolio Value ……….... $241,961.22
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SOLD POSITIONS - REALIZED GAINS/LOSSES  (year to date 2016):
DIVIDEND GROWTH
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
CVX .……..12/22/16 .….874.56  ..….. 31.7% ….. Eliminate CVX (div metrics), reallocate to ENB
EMR .……  12/13/16 .… 169.24 ..…… 8.1% ….   Eliminate EMR (underperformed), TBD
CSX .……..12/13/16 .…1,168.14  ..… 74.5% ….. Eliminate CSX (overvaluation), reallocate proceeds
T  .……...     9/9/16 .…  551.17 ..…… 79.4% ….  Reduce T by 1%, initiate KMB position 
CSX .……..  9/9/16 .…..677.12  ..…..  56.0% ….. Reduce CSX by 1%, initiate KMB position 
CVX  .…….. 6/15/16 .… 514.79 ..…… 29.1% …. Reduce energy exposure, cut position to 2%
MMP .…….. 6/15/16 .…..212.84  ..…..  9.0% ….. Reduce energy exposure, cut position to 2%
KMI .……..  6/15/16 .…(-1,916.26)…..(-34.4%)….Selling KMI to 0% in Roth, swapping with REITs
SXL  .…….. 5/19/16 .…(-161.41) ..…..(-5.1%) …. Reduce MLP exposure, add to existing holdings
NEP  .…….. 4/25/16 .….. 73.60  ..…..  3.4% ….   Swapping NEP with WEC, lower risk profile
WMT .…….. 4/19/16 .…1,256.89 ..….. 47.4% ….  Swapping WMT with TGT due to poor div growth
PFE .……..   4/5/16 .….1,644.33 ..….. 120.8%…. Reduce position to 2%, buy 2% AGN
AAPL .…….. 2/18/16 …. 640.44 ..…..  61.9%….   Reduce overweight, reallocate cash elsewhere 
GROWTH and SPECULATIVE
Company ….. Date ..... Gain/Loss ……G/L %....... Reason/Result
ATRS ……..11/21/16 …(-2,826.03) …(-48.8%) …Tax loss harvesting, will repurch after 31 days
ATRS call ….11/18/16 ….189.18 …….   n/a ….    Covered call, expired worthless (yield 6.9% at purch)
PSTI B/W ….7/11/16 ….. 217.22 …….11.2% …. Buy/write on PSTI closed, reinvestment TBD
PSTI call …. 4/16/16 ….. 111.56 …….   n/a ….    Covered call, expired worthless (yield 6.3% at purch)
PCLN ….…. 4/12/16 .....  98.02 ..…...   8.5% ….  Stock didn't gain traction, will buy SBUX/DIS/CVS
GILD  ….…. 3/28/16 .... (-87.95) …...  (-4.1%)….  Selling due to curr pipeline uncertainty, buy LOW
HTZ call  ….  3/8/16 ....  (-150.00) …..(-20.0%)…. Selling to take losses, poorly timed option purch
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Total Cash Gains for 2016 ……………   $3,257.45
Total Cash Gains for 2015 ……………...  $3,455.39
Total Cash Gains for 2014 ……………… $2,156.38
Total Cash Gains for 2013 …………….... $3,064.31  (restated: previously all gains prior to 12/31/13)
Total Cash Gains for 2012 ……………....  $269.67 

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